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WITH OUR HELP, YOUR

DREAM HOME

IS CLOSER THAN YOU THINK

Refinancing an Adjustable-Rate Mortgage into a Fixed-Rate Loan

Refinancing an Adjustable-Rate Mortgage into a Fixed-Rate Loan

Jan 20, 2026

Learn when and how to refinance an adjustable-rate mortgage into a fixed-rate loan, including costs, timing, and qualification requirements.

A Guide to Buying a Home in Retirement

A Guide to Buying a Home in Retirement

Jan 13, 2026

Learn how to buy the right home in retirement with tips on budgeting, priorities, financing, and long-term planning.

Is Your Mortgage Payment Too High? Here’s How to Lower It

Is Your Mortgage Payment Too High? Here’s How to Lower It

Jan 06, 2026

Learn practical ways to lower your mortgage payment through refinancing, PMI removal, insurance savings, and tax appeals.

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Loan Programs

Here at Pacific Trust Group Inc, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!

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